Who’s Paying for This?

WHO'S PAYING FOR THIS? A POLICY GUIDE FOR DEALING WITH SUPERHERO DESTRUCTION IN OUR CITIES THERE'S NO QUESTION WE ALL APPRECIATE THE WORK SUPERHEROES DO IN KEEPING THE EARTH SAFE FROM INVASION, MEGALOMANIACS AND SUPERVILLAINS, BUT EVERY BATTLE LEAVES ONE UNAVOIDABLE QUESTION: WHO IS GOING TO PAY FOR ALL THE DESTRUCTION? HERE WE PRESENT FIVE POLICY OPTIONS FOR ENSURING DAMAGES ARE COVERED IN FUTURE SUPERHERO BATTLES. THEY MIGHT NOT ALL BE POPULAR, BUT THEY WILL HELP ENSURE THE SURVIVAL OF OUR CITIES. INSURANCE A RELATIVELY SIMPLE OPTION IS TO PASS THE RESPONSIBILITY ON TO BUSINESSES, HOMEOWNERS AND BUILDING OWNERS, INSISTING THEY GET THEIR OWN SUPERHERO BATTLE INSURANCE. WHILE THIS WOULD REMOVE THE NEED FOR A PUBLIC FUND, THE COST OF SUCH PREMIUMS WOULD LIKELY BE EXTREMELY HIGH, AND MAY PRICE MANY BUSINESSES AND HOMEOWNERS OUT OF BEING IN A BIG CITY. ENSURES THAT ANY UNPOPULAR DAMAGE IS COVERED EXPENSIVE REMOVES THE NEED FOR WILL PRICE MANY BUSINESSES A PUBLIC FUND OUT OF MAJOR CITIES TAXATION IF THE BURDEN IS TO FALL WITH LOCAL ANDIOR NATIONAL GOVERNMENT BODIES, THEY MUST HAVE ACCESS TO SUBSTANTIAL FUNDS IN ORDER TO PAY FOR THE DAMAGE CAUSED BY SUPERHERO BATTLES. THE ONLY FEASIBLE WAY TO ENSURE THESE FUNDS ARE AVAILABLE IS THROUGH TAXATION. WE SUGGEST THE RICHEST BUSINESSES AND INDIVIDUALS PAY THE MOST, BUT ALL CITIZENS WILL BE REQUIRED TO PAY INTO THE FUND. ENSURES FUNDS ARE LIKELY TO BE UNPOPUL AR AVAILABLE FOR REPAIRS TAX WOULD BE HIGH AVOIDS COSTLY BUSINESSES MAY CUT STAFF INSURANCE PREMIUMS TO COVER THE COSTS COMMUNITY SERVICE CRIMINALS, PARTICULARLY THOSE WITH SUPERPOWERS OR ACCESS TO SUBSTANTIAL FUNDS, COULD BE MADE TO HELP REPAIR CITIES VIA A COMMUNITY SERVICE PROGRAM AS PART OF THEIR SENTENCE. THE BENEFITS OF THIS WOULD BE CLEAR, WITH SUPERPOWERED VILLAINS ABLE T o WORK MUCH MORE EFFICIENTLY THAN HUMAN COUNTERPARTS. HOWEVER, THERE IS ALWAYS A RISK OF THEFT, SABOTAGE OR REVOLT. LESSENS THE FINANCIAL HIGH LEVEL OF RISK HAVING IMPACT ON PEOPLE SUPERVILLAINS IN PUBLIC SPACES - ACTS AS DETERRENT RISK OF SABOTAGE MUCH MORE EFFICIENT ADDITIONAL SECURITY COSTS INTERNATIONAL AID ANOTHER OPTION IS TO INITIATE AN INTERNATIONAL FUND, WTH ANY COUNTRY SUFFERING DAMAGE ABLE TO ASK THE INTERNATIONAL COMMUNITY FOR HELP. AS ALL COUNTRIES ARE AT RISK OF DAMAGE, THIS COULD BE A VIABLE SOLUTION. THE DIFFICULTIES COME IN BALANCING PAYMENTS (SHOULD RICHER COMPANIES PAY MORE, FOR EXAMPLE), AND IF A SINGLE COUNTRY IS DAMAGED MORE REGULARLY THAN OTHERS A PARTICUL AR CONCERN FOR THE UNITED STATES. BRINGS CLOSER REQUIRES COMPLEX AND + INTERNATIONAL TIES ONGOING NEGOTIATION SPREADS THE COST MAY NOT WORK OUT FAIRLY OF REPAIRS AMONG ALL COUNTRIES SUPERHERO RESPONSIBILITY IT WOULD SEEM FEASIBLE THAT A GOVERNMENT COULD ASK THE SUPERHEROES INVOLVED IN ANY BATTLE TO TAKE RESPONSIBILITY AND CARRY OUT REPAIRS THEMSELVES (OR AT LEAST HELP WITH THE CLEAN-UP). THE RISK HERE IS THAT SUPERHEROES MAY FEEL LESS INCLINED TO HELP IN FUTURE BATTTLES, PUTTING THE EARTH AT RISK. IT'S ALSO DIFFICULT TO ENFORCE, AS WE CANNOT FORCE A SUPERHERO WHO SIMPLY SAYS 'NO'. +. LESSENS THE CANNOT BE ENFORCED FINANCIAL IMPACT MAY ALIENATE HEROES SUPERHEROES WOULD MAY NOT BE POPULAR BE FAR MORE EFFICIENT RISKS FUTURE PROTECTION CASE STUDY IT'S IMPORTANT TO UNDERSTAND THE POTENTIAL ECONOMIC AND SOCIAL IMPACT OF THE DESTRUCTION OF A MAJOR CITY, PARTICULARLY IF WE WANT TO PUSH THROUGH A POLICY TO FUND REGENERATION. NATURAL DISASTERS PRESENT A COMPARABLE REFERENCE POINT IN THIS REGARD. TO SEE THE POTENTIAL IMPACT, ONE CAN LOOK AT HURRICANE KATRINA, WHICH HIT THE GULF COAST IN 2005. SOME NOTABLE STATISTICS FROM THIS DISASTER INCLUDE: 1M $125BNTAL COST PEOPLE DISPLACED ESTIMATED FATALITIES: • Louisiana (1,577) 70% Mississippi (238) OF NEW ORLEANS OCCUPIED HOUSING • Alabama (2) UNITS WERE DESTROYED • Georgia (2) • Florida (14) Source: https:/ledition.cnn.com/2013/08/23lus/hurricane-katrina-statistics-fast-facts/index.html SA SALMON ASSESSORS %23