Mortgage Brokers In Brisbane

THE VERY BEST PERSONAL FINANCE TIPS FOR 2011 Don't procrastinate. You should begin to plan your financial life for 2011, starting right now. Here are highlights from Bankrate.com's top 100 financial tips for the next 12 months. O SAVING Get into the habit of saving by paying yourself first with a direct deposit to savings from your paycheck 2 MORTGAGE Make an extra house payment each year to shorten the repayment time on your mortgage loan 3 DEBT Never co-sign a loan unless you are willing and can afford to pay the loan yourseli. O INVESTING If your employer matches your payments to a 401(k), then invest enough to meet the company's match 6 CREDIT CARDS Don't waste a ding to your credit score by applying for a card that's beyond your credit reach. 6 COLLEGE SAVINGS Start saving early to maximize the compound interest and to ensure you're able to meet rising college costs. O REAL ESTATE Buyers of short sale and auction homes shouki research several properties since there may be other suitors. 8 BANKRUPTCY 2 Apply for a secured credit card and make sure the lender reports the new credit line to all the credit bureaus O AUTOS Don't visit a dealership in search of a car until you've researched the best interest rate you can get Ф ТАХES If you took the first-time homebuyer credit on your 2008 tax return, you must start repaying it on your 2010 Form 1040. SOURCE: Bankrate.com. Design: Pamela Sisson