Top 15 Money Saving Tips For 2013

TOP 15 MONEY SAVING TIPS FOR 2013 1 POCKET YOUR CHANGE Like they say: pennies add up to pounds TURN OFF THE LIGHTS WHEN YOU LEAVE THE HOUSE It's a bright idea to save some £s and the environment will thank you for it PACK YOUR OWN LUNCH Preparing food at home for work will help you save money on expensive fast food at lunch time CANCEL YOUR SATELLITE TV PACKAGE This may seem like a 'difficult' move but a Freeview box offers many of the same channels for a one off purchase cost! MONEY SAVING VOUCHERS Before you make a purchase, have a look online on sites such as Voucher Cloud for any available £20 Voua money saving vouchers in your area or to use online EVALUATE YOUR 6 MOBILE PACKAGE See if you are actually using everything you are paying for, if not a cheaper deal could save you £100s a year CAR SHARE TO WORK This will help you save on the high cost of fuel with sites like Liftshare.com helping you connect to local people driving the same route 8. TURN AWAY TAKE AWAYS You could save £15 a pizza by cooking a frozen one instead SKIP THE BOTTLED WATER 9 Let's face it, it's not the smartest move to pay for bottled water. The average person consumes more than 100 bottles a year, that's a quick way to dehydrate your bank balance! SET FINANCIAL GOALS 10 Set yourself short term and long term spending and saving goals to help you stick to your budget PAY YOURSELF FIRST 11 E You have worked hard for your money, so why not save for a rainy day by putting money into a savings account ISA LEAVE THE CREDIT CARD AT HOME 12 1234 12341234 4321 On payday decide how much spending money you will allow yourself for the month and take it out in cash on payday. 1234 SLA 1234 SL7 MARE NAE Ter-a When it's gone, it's gone! DOUBLE YOUR RECIPE SO YOU'LL HAVE LEFT OVERS 13 This way your meals will go twice as far and you'll save on cooking a second batch from scratch FREE FAMILY DAYS OUT 14 Look out for free places or activities going on in your local area, such as a trip to the beach or exploring a castle. For families with younger children, primarytimes.net is a great place to start looking! BE THRIFTY DON'T BUY NEW CLOTHES 15 Charity shops aren't the only option for buying second hand clothes any more, sites such as gumtree.com, local Facebook selling groups and eBay are all great places to grab a bargain lend 6 www.lenduk.com O www.facebook.com/LendUKLoans y www.twitter.com/LendUK uk Design by www.jessicadraws.com SAVINGS