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Starting the New Year on the Right Foot

START your NEW YEAR on the RIGHT FINANCIAL FOOT We all know how difficult it can be to keep your finances in check during the first few months of the year. That is because Christmas is becoming so expensive these days that most people have to spend their savings. With that in mind, we've created a cool infographic that gives you some great frugal living suggestions. If you follow some of the ideas listed below, you should find making it through to your next payday a little less stressful. LOOK FOR ONLINE COUPONS AND VOUCHER CODES. EXCLUSIVE If you want to reduce spending and keep as much money in the bank as possible, it's always a good 60% OFF idea to do your shopping online. There are some fantastic voucher and coupon websites around at the moment. Use them! DO YOUR FOOD SHOPPING AT ONE STORE. Food can be one of the most expensive household purchases every month. To keep prices down, you should do all your shopping at the same store. Most offer good deal on bulk buys. USE YOUR HEATING LESS OFTEN. Nobody wants to face extortionate energy bills during the month of January, and so it's wise to switch the heating off and wear a few more layers. PAY THAT CREDIT CARD BILL. The last thing you want is to be in debt next Christmas. So, it's vital that you start reducing your credit card bill as soon as possible. Remember, only giving the minimum payment will mean your balance hardly changes. CONSIDER CASHBACK DEALS. If you're planning to make a major purchase over the next couple of months, you might want to shop around. Some retailers offer cashback deals on everything from games consoles to mobile phone contracts. CANCEL THAT GYM MEMBERSHIP. Opting to join a gym is a good thing if you want to get in shape. However, H memberships can be very costly. To save some cash, why not cancel yours and exercise for free instead? There is nothing stopping you from jogging around the streets in your local USE PRICE COMPARISON WEBSITES. If you're planning to make a major purchase over the next couple of months, you might want to shop around. Some retailers offer cashback deals on everything from games consoles to mobile phone contracts. area. %3D WALK OR CYCLE TO WORK. Fuel costs can be a real issue for people at this time of year. Why not save yourself a lot of money by walking or cycling to work? STOCK UP ON NEXT YEAR'S CHRISTMAS DECORATIONS NOW. Most retailers are selling off their Christmas items cheap at the moment. So, opting to buy yours now could mean you reduce the amount you have to spend in eleven month's time. STOP DRINKING ALCOHOL. Most people drink a little too much over the Christmas period. Do your body and your wallet a favour by having a dry January. UK HOME AND PERSONAL LOANS FROM THE MONEY HUB

Starting the New Year on the Right Foot

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At the Money Hub, we know how difficult it is starting the new year in financial terms. The first couple of months can be particularly difficult for lower to middle income households. Perhaps you are ...

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