Return of Premium Life Insurance Compared to Traditional Term Life Insurance

YourLifeSolution.com - Save up to 70% on Life Insurance Return of Premium Life Insurance VS Traditional Term Life Insurance The chart below compares the cost of return-of-premium life insurance on a 30 year term versus the cost of traditional life insurance on a 30 year term. The additional expense of return-of-premium life insurance can easily be justified so long as the policy is held until the end.´ If an ROP term policy is held till the end, the insured receives all of their premiums back in one lump sum tax free. All figures are for $500,000 of coverage. Return of Premium Life Insurance Difference in Cost $300.00- $275.00- $250.00- $225.00- | 30 Year-Old Man | 40 Year-Old Man $200.00- $175.00- 50 Year-Old Man $150.00- 30 Year-Old Woman 40 Year-Old Woman $125.00- 50 Year-Old Woman $100.00- $75.00- $50.00- $25.00 $0.00- Without ROP With ROP