SSI and SSDI: Similar but Different Disability Programs

SSI & SSDI Similiar but Different Disability Programs SIMILARITIES Social Security Supplemental Security Income ("SI") Disability Insurance ("SSDI") Both Programs OVERSEEN/MANAGED BY MEDICAL ELIGIBILITY FOR BOTH THE SOCIAL SECURITY IS DETERMINED IN THE SAME ADMINISTRATION MANNER While these two programs are different in many ways, both are administered by the Social SecurityAdministration and only individuals who have a disability and meet medical criteria may qualify for benefits under either program. SSA.gov www.ssa.gov/disability/ DIFFERENCES SSD SI Supplemental Security Income Social Security Disability SSDI PROGRAM THAT IS STRICTLY NEEDS-BASED, AVAILABLE TO WORKERS WHO HAVE ACCORDING TO ACCUMULATED A SUFFICIENT NUMBER OF WORK CREDITS ASSETS INCOME FUNDED THROUGH PAYROLL TAXES O TO MEET THE SSI INCOME REQUIREMENTS, O SSDI RECIPIENTS YOU MUST HAVE " LESS THAN $2,000 IN ASSETS * ARE CONSIDERED 'INSURED' - THEY HAVE EARNED A CERTAIN AMOUNT OF CREDITS OVER TIME AND WORKED ($3,000 FOR A COUPLE) RECENTLY * VERY LIMITED INCOME * HAVE MADE CONTRIBUTIONS TO SOCIAL SECURITY TRUST FUND IN THE FORM OF FICA SOCIAL SECURITY TAXES SI DISABILITY BENEFITS ARE AVAILABLE TO LOW-INCOME INDIVIDUALS * ARE BELOW THE FULLRETIREMENT AGE w WHO HAVE NEVER WORKED * MUST MEET MEDICAL ELIGIBILITY REQUIREMENTS" AND'BENEFIT AMOUNT » WHO HAVEN'T EARNED ENOUGH WORK CREDITS TO QUALIFY FOR SSD BASED ON WORK HISTORY w BENEFIT AMOUNTCURRENTLY AT * DISABLED PEOPLE ELIGIBLE UNDER THE INCOME REQUIREMENTS FOR SSI CAN RECEIVE MEDICAID IN THE STATE THEY RESIDE IN. S710 IN MOST STATES » BENEFIT AMOUNT REDUCED BY OTHER INCOME w THE AMOUNT OF THE MONTHLY BENEFIT AFTER THE WAITING PERIOD IS OVER LARGELY DEPENDS ON YOUR EARNINGS RECORD. * WHERE THEY LIVE. » THE AMOUNT OF REGULAR, MONTHLY INCOME THEY MAINTAIN. * SSI BENEFITS WILL BEGIN ON THE FIRST OF THE MONTH WHEN YOU FIRST SUBMIT YOUR APPLICATION. * IN MOST CASES, THOSE WHO QUALIFY FOR SSI WILL ALSO QUALIFY FOR FOOD STAMPS. SSI MEDICAID OR MEDICARE? SSDI MEDICAID OR MEDICARE? DISABLED PEOPLE ELIGIBLE UNDER THE INCOME REQUIREMENTS FOR SSI CAN RECEIVE MEDICAID IN THE STATE THEY RESIDE IN. O PARTIAL DEPENDENT BENEFITS AKA., "AUXILIARY BENEFITS" O IF ELIGIBLE FOR SSDI, YOU ARE GENERALLY ENTITLED TO MEDICARE AFTER RECEIPT OF 24 MONTHS OF BENEFITS. O ONLY ADULTS 18+ CAN RECEIVE THE SSDI DISABILITY BENEFIT O THERE IS A 5-MO. WAITING PERIOD FOR BENEFITS STILL UNSURE? CONSULT A LEGAL PROFESSIONAL FOR ALL OF YOUR SSI AND/OR SSDI QUERIES! http://www.aarp.org/work/social-securityinfo-06-2012so- cial-seourity-disability-insurance-supplemental-security-income.html http://na-ousthelp.ssa.gowapp/anewers/detal/a id/245/-dif- ference-between-soolal-security-disablity-and-asl-disability LJB