Small Business Survey Reports Outlook for US Small Business Owners is Partly Sunny

Entrepreneurs Weathering the Economic Storm HISCOX Small Business Owner's Outlook 2012 Small Business Weather Authority Getting Funded Taking Risks Revenue Growth Business Taxation Business Optimism 72% 55% 79% 61% 55% Bunsiness financing is hard to find Taxation doesn't Optimistic about business for 2013 Not afraid to Less than 10% take risks Revenue Growth favor small business 3% 2% 10% 110% *Increased/decreased results relative to our 2011 EDNA Survey Optimism Across the US 55 % said they were optimistic about 2013 The Midwest is the least optimistic 45% 36 New Jersey is the most pessimistic state in the North East California leads the West Coast 59 % in Optimism 66% The South is the most 61 optimistic Texas leads the Op in Pessimistic Optimistic Profit Growth 50% of small businesses reported profit growth for 2012 Outside Help of small businesses asked for outside help 27% in a business issue Stronger Entrepreneurs 44% of small business owners say they are stronger and more determined to succeed than ever Higher Efficiency 38% said the weak economy spurred them to work more efficiently For more information about the study, visit http://hiscoxusa.com/USEDNA2012 HISCOX *The research was conducted for Hiscox by The Survey Shop. 3,000 owners or partners of SMER, 500 each in the UK IBA online panels betemen 17th oMithertands, Germany, France nd Spain took part via GET THE RIGHT INSURANCE, RIGHT NOW