How to Fix Bad Credit Fast to Buy a House?

How to Fix Bad Credit Fast to Buy a House? Owning a house is a dream almost everyone shares. But buying a house is not a very easy task. Higher property values and inflated mortgages can really hinder that dream. But there is one thing that can turn this dream into a nightmare: Bad credit. Before even dreaming about repairing something in your new home, you need to focus on the fast credit repair for the mortgage. A higher credit score will be your greatest ally in getting you a reasonable mortgage. So if you are shopping around for a mortgage, it's better to try and raise your credit score fast. There are some steps that can help you achieve a higher credit score fast. GOOD FAIR CREDIT SCORE A Clean Payment History Payment history is usually the largest factor contributing to your credit score. It makes up 35% of your FICO score, which most lenders will probably refer to. If you have a squeaky clean payment history then your credit score can really benefit from that. The bad news is that delinquent payments stay on your FICO scores for up to seven years. This may seem like a lot, but you don't have to wait seven years to improve your credit score. Even if you have missed payments in the past, you can change this trend EXCELLENT POOR