All about what to choose between Credit Card, Overdraft and Personal Loan. - CASHe
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Credit cards have a credit limit and allow you to spend up to your credit limit only. Most personal cards give you up to 55 days interest-free period for your purchases. You don’t pay any interest c...
harge on things you buy with your card if you pay the entire statement balance within the due date each month. If you don’t pay the full statement balance, which is quite likely when you don't have the cash flow, you have to pay significantly high-interest charges. Credit cards give you the benefit of earning reward points that you can redeem for purchases later on. Most credit cards come with an annual fee and you are charged an additional fee for withdrawing cash.
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