Alabama Recreational Vehicle Insurance Facts and Coverage

ALABAMA RECREATIONAL VEHICLE INSURANCE FACTS & COVERAGE RECREATIONAL VEHICLE IN TERMS OF RV INSURANCE? RV CAN BE A MOTOR HOME OR TRAVEL TRAILER. EACH TYPE HAS A SINGULAR DEFINITION FOR INSURANCE PURPOSES. # MOTOR HOMES # TRAVEL TRAILERS A Motor Home is defined as vehicles that have living quarters permanently attached to the vehicle. In order to qualify for RV insurance. Travel trailers and campers are typically towed by a motor vehicle and used for camping. In order to qualify for travel trailer insurance A Bathroom - Water system i Cooking facility Refrigeration Heating and/or air conditioning - Sleeping area i Cooking appliances O 110 -125 volt electrical system TYPES OF RV INSURANCE COVERAGE ↑ LIABILITY COVERAGE t VACATION LIABILITY COVERAGE ↑ COMPREHENSIVE COVERAGE ↑ ROADSIDE ASSISTANCE COVERAGE + COLLISION COVERAGE LIABILITY COVERAGE VACATION LIABILITY COVERAGE Assists with costs associated with bodily injury and property damage to others as the result of an accident you caused. In Alabama, a certain amount of liability insurance is required for all motorized vehicles. Similar to liability insurance, but limited to injuries or damage incurred by others when your RV is being used for vacation purposes, versus driving from point A to point B. COMPREHENSIVE COVERAGE ROADSIDE ASSISTANCE COVERAGE Assists with costs for damage to your RV if the damage was caused by something other than a collision, e.g., fire, theft. Assists with vehicle trouble while your on the road, e.g. a dead battery, flat tire, broken fan belt. COLLISION COVERAGE Quote Shark 1-855-667-2559 [email protected] Assists with repair or replacement costs if your RV is damaged in a www.quoteshark.net collision.