Aetna Health Insurance New York

Common Health Plan Mistakes That Are Wasting Your Money Thinking That A Copayment- Based Health Plan Is Always Best DASIS36A While copayment-based plans can appear desirable with low-cost doctor's visits and often low deductibles, many fall into the trap of throwing away healthcare dollars on these higher-premium plans. Premiums for Health Savings Account (HAS) plans cost 20-40% less than traditional, copayment based options. 2 Visiting Out-Of-Network Health Providers An out-of-network health provider is not contracted by your insurance company to provide services at pre- negotiated rates. As a result, you will be expected to pay a lot more out of your pocket. Be sure to check with your local doctors and hospitals to see if they are in-network before you visit. KELLY MAS, RM. 3 Buying Your Prescription Drugs At The Closest Pharmacy Prescription drugs costs can vary drastically from pharmacy to pharmacy because drug prices are not regulated. One pharmacy may have a deal with a drug company that another might not. Compare prices at multiple pharmacies in your area to get the best deal. 4 Renewing Your Plan Without Re-Evaluating Every Year Calendar SUNDAY MONDAY TUESDAY WDNES THUR FR Networks and plans change all the time. The plan you have this year could be very different next year - and different often means higher prices and less coverage. Additionally, new plans come on the market every year that could mean big savings for you and your family. 1 2 3 8 9 10 16 17 13 14 15 1o 20 21 22 23 24 25 4 27 28 To get affordable rates for your health insurance policy, contact LIFE 143 888.LİFE.143 Affordable Health Insurance in NY www.life143.net