Credit scores are like permanent records at school: they’re a summary of how well you pay your bills, how likely you are to pay loans back, and how much credit you can receive, and they follow you around wherever you go. Good stuff, like getting a higher credit limit from a credit card and paying your bills on time, raises your credit score. Bad stuff, like late bill payments and reductions in your credit limit lower it. www.kiboo.com/know-your-money/c/keeping-score