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A Year In The Wallet

JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR OCT DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% 2% 26 % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 $100 $5 $50 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 пиш $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% %0I 15% %0% 25% %0% MAY AUG AUG SEPT SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC IN BILLION IN BILLION -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 0% .05% .10% .15% .40% %SE %0% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08 JAN MAR MAY UL SEPT NOV A YEAR IN THE WALLET UG FEB APR ОСТ DEC HOW PEOPLE SPEND THEIR MONEY OVER THE COURSE OF ONE YEAR How and how much consumers spend their money can change dramatically over the course of a year. Seasonal changes and the holidays all affect consumers' grip on their wallets. Below we look at some consumer spend- ing trends and reasons why consumers spend the way they do. ACTUAL CONSUMER SPENDING The economy in 2010 was still trying to rebound from the Great Recession. While consumers began to pick up their spending habits, spending was in moderation. January and February saw a post-holiday dip and June saw another drop. Spending did increase toward the end of the year during the holiday season. $10.05 $10.09 $I0.15 $IO.16 $I0.19 $I0.18 $I0.22 $I0.28 $10.31 $I0.37 $I0.41 $I0.45 TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION TRILLION $12 $12 $10 $10 ....... $80 $80 $60 $60 $40 $40 $20 $20 田 CHANGES IN CONSUMER SPENDING IN 2010 This chart represents the percentage change in consumer spending from the previous month. Consistent spending increases happen around the late summer months and pre-holiday rush. Spending tends to dip drastically immediately following the holiday season. A% 4% 4% 4% 3% 3% 2% 1% 1% 1% 1% 0% 即 夏 SPENDING ON GOODS & SERVICES Spending on goods tends to fluctuate more than spending on services during the year. During some months, like March, spending increases in one category can signal spending decreases in another, and vice-versa. PERCENT CHANGE IN SERVICES PERCENT CHANGE IN GOODS (DURABLE & NON DURABLE) 1.2% 2010 1% 9% 7% .6% 3% 3% % % %% % 1% 0% 0% MOST FRUGAL MONTH "JANUARY MOST LAVISH MONTH MARCH FOR CONSUMERS FOR CONSUMERS CONSUMER GOODS Consumers tend to favor shopping for different products at different times of the year. Below we examine what months saw the most spending for a particular category of products. The best month for all categories seems to be December, which comes as no surprise. RETAILINDUSTRY HEALTH & PERSONAL CARE BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR RETAIL ECEMBER JANUARY FOR HEALTH ECEMBER FEBRUARY FOR RETAIL FOR HEALTH $400 $30 $350 $25 $300- $20 $250 $200 $15 $150 · $10 $100 $5 $50 夏 昌 FOOD & BEVERAGE ELECTRONICS BEST MONTH WORST MONTH BEST MONTH WORST MONTH FOR DECEMBER FOR FEBRUARY FOR DECEMBER ELECTRONICS FOR OCTOBER FOOD & BEVERAGE FOOD & BEVERAGE ELECTRONICS $60 $50 $12 Z $40 $90 $30 $60 $20 $IO $30 WHAT AFFECTS CONSUMER SPENDING? Consumer behavior is often guided by the strength of the economy and jobs. In 2010, private savings increased-most likely due to the recession. People saved more in the second and third quarters than they did in the first and fourth, though spending increased throughout the year. Milo Sources: BEA.GOV I CENSUS 2011I BLS.GOV IN BILLION IN BILLION -0.4% -0.2% 0 02% 0.4% 0.6% 0.8% 1.0% 12% 05% 15% %0% 25% %0% %0 MAY AUG AUG SEPT APR 130 AON DEC MAY - NOr APR MAY SEPT NOr NOC AUG SEPT 130 AON DEC DEC 以 A1 -0 4% -02% 0 02% 0.4% 0.6% 0.8% 1.0% 12% IN BILLION IN BILLION 0% .05% .10% .15% .40% %08

A Year In The Wallet

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How and how much consumers spend their money can change dramatically over the course of a year. Below we look at some consumer spending trends and reasons why consumers spend the way they do.

Publisher

Milo

Category

Economy
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