New regulations introduced on the 21st December 2012 mean that gender can no longer be used as a means of discrimination when calculating car insurance premiums. But has it had the desired effect?
Overall, female motorists have done quite well from the ruling; with the average female driver now paying 1.9%...
less than they were prior to its introduction. The average male motorist meanwhile has had an even more substantial reduction of 7.2%.
The only group who seems to have lost out from all of this is young female motorists between the ages of 17 and 19, who have seen their premiums increased by about 22%! Males in the same age group meanwhile have seen their premiums go down by 11.2%.
But with male motorists being more likely to make claims and get caught by police speeding or drink driving; is it really fair to make females pay more? This is a massive area of debate.
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