What is the EHIC?

WHAT IS THE EHIC? EUROPEAN HEALTH INSURANCE CARD The EHIC offers free or discounted medical treatment at any state-run hospital when temporarily visiting any EU country (plus Iceland, Liechenstein, Norway and Switzerland) What Does The So what exactly does the European Health Insurance Card cover you for? Who is included in the coverage? Let's find out... EHIC Cover? Various Medical Treatments Dental Treatments The EHIC entitles you to various medical treaments, including both major and minor surgery, as well as treatments for The EHIC card covers dental treatments that are not cosmetic, including fillings, extractions and emergency treatment for those in viruses, illnesses and various infections severe pain Pharmaceuticals Cover For The Whole Family In certain countries, the EHIC will cover the costs All family members can be covered by the EHIC card and a separate card should be obtained for each for pharmaceuticals, or at least help you pay for them in particularly costly instances person, even babies and children What's Covered The EHIC covers you in all of the above countries, but what you receive will differ. Let's see what's covered in each country... In Each Country? Austria Belgium Treatment is free provided the doctor has a contract with one You are required to pay a doctor for healthcare, but you might be able to claim back 75% of the costs. Check the of the regional health insurance offices. If an uncontracted doctor treats you, you will be charged doctor accepts the EHIC before getting treated Bulgaria Cyprus Around 90% of doctors in Treatment is available from Bulgaria are registered with theNational Insurance Fund, but always check that the doctoris registered before you make an appointment doctors in state healthcare centres, but you will be charged 2 Euros per visit. You may be able to claim this back however Czech Republic Denmark If the doctor is registered with the CMU, you will pay a small contribution charge. However, if the doctor isn't registered, you will have to pay the fulI Consultations are covered, but you'll need to check the doctor is registered. If you don't show your EHIC, you may be charged, but can usually claim it back treatment costs Estonia Finland You will be liable to pay a You must present a valid EHIC card and either a passport or proportion of the costs for any medical treatment, including home visits from a doctor. other travel documents to receive reduced cost treatment. These charges would not be Some medical services are free, but others may be charged. refundable France Germany Make sure all doctors /dentists are registered with the state healthcare provider. If you are admitted to hospital, make sure you present your EHIC or carte vitale. Inpatients will have to pay a daily hospital charge. If you are admitted to hospital and receive any major medical treatment, you will be charged a flat-rate contribution of You may be asked to pay for any treatment upfront and then seek a refund in the UK (standard payment is 10 Euros). Ensure you show your EHIC when you're admitted Hungary Medical treatment is only given at surgeries contracted with the OEP. A fee is charged of around 2 Euros per visit. A larger fee of 3-4 Euros is due for any out of hours treatment €18 in addition to the daily hospital charge or 20% towards the treatment Greece Ireland Im emergencies go directly to an A&E unit of any public hospital. There will be no charge if you are entitled to Remember in Greece that when consulting a private doctor or dentist you will have to present the EHIC and pay all charges up front, which can be claimed treatment under the EU later from Greek authorities regulations Iceland Prescription charges vary in the various districts, ranging from 0-100% according to the prescription category. You must provide proof of EHIC or you will pay the full amount Italy Latvia Check the doctor is registered with the SSN, as its services are normally free. You will need to present your EHIC at the pharmacy to get free medicines, although some may be charged A standard fee is charged when visiting a doctor, although under 18's will not be charged. Latvian health clinics don't charge for emergency or intensive care Liechtenstein Lithuania The EHIC will cover any visit to a public health scheme doctor. You will be charged 67 Euros, Treatment is free of charge under the EHIC scheme. Always present the EHIC with a valid passport before any consultations or treatment is which can be reimbursed when back in the UK. All medicines are free administered Luxembourg Malta Travellers will need to pay for treatment first, then claim back from the CMO, who will fully fund any stay in hospital or medicine. Always show the EHIC on admission to any hospital Treatment is available from doctors in public health centres but remember to show the EHIC before receiving help. Any medication is free for the first three days only Norway There will be a standard fee for treament in Norway, but you may be able to claim it back in the UK. In most cases, prescribed medicine will be charged Netherlands Consult a doctor working under the AGIS scheme and treatment will usually be free. Ensure you always show the EHIC before receiving any treatment, even in emergencies Poland Portugal Look for health providers working under the state healthcare scheme, marked with the NFZ logo. Medicines should be issued by NFZ doctors, charges may vary State healthcare is provided without charge for all appointments with the local doctor, dentist and state-run hospitals. Make sure to show your EHIC on admission Romania Slovakia If you need to see a doctor, dentist, pharmacist or need to go to hospital, you should check if they're working with the Casa Nationala de Consult a doctor who works under the Slovakian health insurance system. A daily charge is due for inpatient hospital treatment (max 21 days). All other services and medicines are normally free, but there may be substantial non-refundable charges for complex procedures. Out- patient treatment is charged Asiguarari de Sanatate Slovenia Consult a doctor registered with the HIIS. Even with the EHIC, a standard patient contribution must be paid. If you can't provide an EHIC, you will have to pay the full treatment costs. This is Spain State provided healthcare is free with the EHIC, but private healthcare is charged and is non-refundable. If payment is requested upfront, you are likely receiving private care non-refundable in Slovenia but you may be able to seek reimbursement back in the UK. Emergency services are free of charge Sweden Switzerland Check the doctor is registered with the Swiss public health authority and always show your EHIC. You will normally have to pay the full cost for treatment and claim back afterwards Look for a doctor affiliated to the public insurance scheme. Charges are not refundable and vary between 10-15 Euros per treatment. Patients under 20yrs old will be treated free of charge Ambulance In the UK an ambulance is free, but it's not the same all over Europe. You will be charged for an ambulance in... Charges Belgium France Germany Liechtenstein Iceland Latvia Luxembourg Switzerland Slovenia Dentist Dentist charges vary dramatically all over Europe, with some offering free treatment. You will be charged for a dentist in... Charges Belgium Austria Germany Bulgaria Сyprus Liechtenstein Czech Republic Switzerland Slovenia Norway Estonia Finland Lithuania Hungary Netherlands There are a few important facts about the EHIC and what it doesn't cover. Here's a handy checklist for you to remember... Memory Checklist M EHIC cards are renewable every five years M Treatment at private hospitals or clinics is not covered M Every family member should have their own Repatriation back to the UK is not covered EHIC card M EHIC is not a substitution for V Additional accomodation costs due to illness is not covered comprehensive insurance Some treatments may not be free, even with Reimbursement for cancelledholidays is not covered an EHIC M Some medical bills can be claimed back, so keep all receipts Reimbursement for cancelled excursions is not covered Consultations with you use an EHIC, excess on claims for treatment are waived private doctors are not covered Dial 112 For Emergencies If you find yourself in an emergency during your visit to Europe dial 112. The European emergency number is valid in all EU/EEA member states and is free of charge, including mobile phones 112 Applying For An EHIC You've got all you need to know about the EHIC and how it works, so let's look at how to apply for your own EHIC... EUROPEAN HEALTH INSURANCE CARD APPLY 0300 BODY ANOTHER NOW 330 1350 01/01/1901 UK 7777 666 90001 00001 001 0001 O001 0101/2010 You can get more information or apply for an EHIC at www.ehic.org.uk. You don't have to pay for the EHIC card although offer to apply for one on your behalf - beware, you may be charged for this service! It is quick and simple, so don't feel daunted or put off from applying ere are some we sites which will yourself or for another family member Bought to you by: n tiday safe M www.holidaysafe.co.uk ( 0845 658 0570 y @holidaysafe f facebook.com/holidaysafe ***** WHAT IS THE EHIC? EUROPEAN HEALTH INSURANCE CARD The EHIC offers free or discounted medical treatment at any state-run hospital when temporarily visiting any EU country (plus Iceland, Liechenstein, Norway and Switzerland) What Does The So what exactly does the European Health Insurance Card cover you for? Who is included in the coverage? Let's find out... EHIC Cover? Various Medical Treatments Dental Treatments The EHIC entitles you to various medical treaments, including both major and minor surgery, as well as treatments for The EHIC card covers dental treatments that are not cosmetic, including fillings, extractions and emergency treatment for those in viruses, illnesses and various infections severe pain Pharmaceuticals Cover For The Whole Family In certain countries, the EHIC will cover the costs All family members can be covered by the EHIC card and a separate card should be obtained for each for pharmaceuticals, or at least help you pay for them in particularly costly instances person, even babies and children What's Covered The EHIC covers you in all of the above countries, but what you receive will differ. Let's see what's covered in each country... In Each Country? Austria Belgium Treatment is free provided the doctor has a contract with one You are required to pay a doctor for healthcare, but you might be able to claim back 75% of the costs. Check the of the regional health insurance offices. If an uncontracted doctor treats you, you will be charged doctor accepts the EHIC before getting treated Bulgaria Cyprus Around 90% of doctors in Treatment is available from Bulgaria are registered with theNational Insurance Fund, but always check that the doctoris registered before you make an appointment doctors in state healthcare centres, but you will be charged 2 Euros per visit. You may be able to claim this back however Czech Republic Denmark If the doctor is registered with the CMU, you will pay a small contribution charge. However, if the doctor isn't registered, you will have to pay the fulI Consultations are covered, but you'll need to check the doctor is registered. If you don't show your EHIC, you may be charged, but can usually claim it back treatment costs Estonia Finland You will be liable to pay a You must present a valid EHIC card and either a passport or proportion of the costs for any medical treatment, including home visits from a doctor. other travel documents to receive reduced cost treatment. These charges would not be Some medical services are free, but others may be charged. refundable France Germany Make sure all doctors /dentists are registered with the state healthcare provider. If you are admitted to hospital, make sure you present your EHIC or carte vitale. Inpatients will have to pay a daily hospital charge. If you are admitted to hospital and receive any major medical treatment, you will be charged a flat-rate contribution of You may be asked to pay for any treatment upfront and then seek a refund in the UK (standard payment is 10 Euros). Ensure you show your EHIC when you're admitted Hungary Medical treatment is only given at surgeries contracted with the OEP. A fee is charged of around 2 Euros per visit. A larger fee of 3-4 Euros is due for any out of hours treatment €18 in addition to the daily hospital charge or 20% towards the treatment Greece Ireland Im emergencies go directly to an A&E unit of any public hospital. There will be no charge if you are entitled to Remember in Greece that when consulting a private doctor or dentist you will have to present the EHIC and pay all charges up front, which can be claimed treatment under the EU later from Greek authorities regulations Iceland Prescription charges vary in the various districts, ranging from 0-100% according to the prescription category. You must provide proof of EHIC or you will pay the full amount Italy Latvia Check the doctor is registered with the SSN, as its services are normally free. You will need to present your EHIC at the pharmacy to get free medicines, although some may be charged A standard fee is charged when visiting a doctor, although under 18's will not be charged. Latvian health clinics don't charge for emergency or intensive care Liechtenstein Lithuania The EHIC will cover any visit to a public health scheme doctor. You will be charged 67 Euros, Treatment is free of charge under the EHIC scheme. Always present the EHIC with a valid passport before any consultations or treatment is which can be reimbursed when back in the UK. All medicines are free administered Luxembourg Malta Travellers will need to pay for treatment first, then claim back from the CMO, who will fully fund any stay in hospital or medicine. Always show the EHIC on admission to any hospital Treatment is available from doctors in public health centres but remember to show the EHIC before receiving help. Any medication is free for the first three days only Norway There will be a standard fee for treament in Norway, but you may be able to claim it back in the UK. In most cases, prescribed medicine will be charged Netherlands Consult a doctor working under the AGIS scheme and treatment will usually be free. Ensure you always show the EHIC before receiving any treatment, even in emergencies Poland Portugal Look for health providers working under the state healthcare scheme, marked with the NFZ logo. Medicines should be issued by NFZ doctors, charges may vary State healthcare is provided without charge for all appointments with the local doctor, dentist and state-run hospitals. Make sure to show your EHIC on admission Romania Slovakia If you need to see a doctor, dentist, pharmacist or need to go to hospital, you should check if they're working with the Casa Nationala de Consult a doctor who works under the Slovakian health insurance system. A daily charge is due for inpatient hospital treatment (max 21 days). All other services and medicines are normally free, but there may be substantial non-refundable charges for complex procedures. Out- patient treatment is charged Asiguarari de Sanatate Slovenia Consult a doctor registered with the HIIS. Even with the EHIC, a standard patient contribution must be paid. If you can't provide an EHIC, you will have to pay the full treatment costs. This is Spain State provided healthcare is free with the EHIC, but private healthcare is charged and is non-refundable. If payment is requested upfront, you are likely receiving private care non-refundable in Slovenia but you may be able to seek reimbursement back in the UK. Emergency services are free of charge Sweden Switzerland Check the doctor is registered with the Swiss public health authority and always show your EHIC. You will normally have to pay the full cost for treatment and claim back afterwards Look for a doctor affiliated to the public insurance scheme. Charges are not refundable and vary between 10-15 Euros per treatment. Patients under 20yrs old will be treated free of charge Ambulance In the UK an ambulance is free, but it's not the same all over Europe. You will be charged for an ambulance in... Charges Belgium France Germany Liechtenstein Iceland Latvia Luxembourg Switzerland Slovenia Dentist Dentist charges vary dramatically all over Europe, with some offering free treatment. You will be charged for a dentist in... Charges Belgium Austria Germany Bulgaria Сyprus Liechtenstein Czech Republic Switzerland Slovenia Norway Estonia Finland Lithuania Hungary Netherlands There are a few important facts about the EHIC and what it doesn't cover. Here's a handy checklist for you to remember... Memory Checklist M EHIC cards are renewable every five years M Treatment at private hospitals or clinics is not covered M Every family member should have their own Repatriation back to the UK is not covered EHIC card M EHIC is not a substitution for V Additional accomodation costs due to illness is not covered comprehensive insurance Some treatments may not be free, even with Reimbursement for cancelledholidays is not covered an EHIC M Some medical bills can be claimed back, so keep all receipts Reimbursement for cancelled excursions is not covered Consultations with you use an EHIC, excess on claims for treatment are waived private doctors are not covered Dial 112 For Emergencies If you find yourself in an emergency during your visit to Europe dial 112. The European emergency number is valid in all EU/EEA member states and is free of charge, including mobile phones 112 Applying For An EHIC You've got all you need to know about the EHIC and how it works, so let's look at how to apply for your own EHIC... EUROPEAN HEALTH INSURANCE CARD APPLY 0300 BODY ANOTHER NOW 330 1350 01/01/1901 UK 7777 666 90001 00001 001 0001 O001 0101/2010 You can get more information or apply for an EHIC at www.ehic.org.uk. You don't have to pay for the EHIC card although offer to apply for one on your behalf - beware, you may be charged for this service! It is quick and simple, so don't feel daunted or put off from applying ere are some we sites which will yourself or for another family member Bought to you by: n tiday safe M www.holidaysafe.co.uk ( 0845 658 0570 y @holidaysafe f facebook.com/holidaysafe *****