This infographic gives an excellent overview of the mortgage crisis in the United States of America. It shows you the subprime mortgages in 2007, which is now 4 years ago. These were the criminally negligent acts that contributed to the financial downfall of the US, and ultimately its decreased credit rating by Standard and Poor’s last week. The United States is now facing serious trouble worldwide due to the downgrade from a AAA rating to a AA+ by the rating agency, which we predict will not escape untouched from this devastating downgrade. Many believe that a AA+ rating is far too generous and out of proportion with what the current data suggests, and that Standard & Poor’s has been over-inflating the credit rating of the country for possibly several years.