Best Average Debt: La Crosse, WI – $19,985 South Bend, IN – $21,153 Springfield, MA – $21481 Paducah, KY – $21,798 Myrtle Beach, SC – $21,857 Monterey, CA – $22,117 Green Bay, WI – $22.233 Evansville, IN – $22,243 Grand Rapids, MI – $22,404 Wasau, WI – $22,439 Worst Average Debt: Columbus, GA – $27,928 Waco, TX – $27,004 Denver, CO – $26,724 Seattle, WA – $26,720 Little Rock, AR – $26,698 Albuquerque, NM – $26,528 Charleston, SC – $26,391 Dallas, TX – $26,289 Augusta, GA – $26,204 Raleigh, NC – $26,184