Tax time is stressful for everyone. It can be overwhelming collecting all the necessary forms and making sure everything is in order before that dreaded day in April hits. I thought that getting ready to make sure yearly dues are paid and accounted for was a universal experience—however, I was surprised to learn just how many legal tax havens are out there. Unfortunately, I learned that most of these are of no benefit to the average citizen. Only 1% of taxes on wages and salaries goes uncollected; however, it’s estimated that every year the U.S.