Between the Japan earthquake/tsunami, Haiti's earthquake, New Orleans, and countless other natural disasters of epic scale, the fact remains that disaster can strike at any time, anywhere. That being the case, if you are a small business, you truly need to consider this a reality, and prepare for it.
There are truly remarkable (unfortunately in a negative way) stats regarding how businesses fare after experiencing a natural disaster. The reason for this is that the average small business owner does not take the necessary steps to protect their business.
This graphic (it's a BIG one) goes into everything you can possibly need to know about the stats for small businesses and natural disasters and what you can do to prepare your business for the worst.