Parents are faced with greater challenges than ever when saving for their children, thanks to steep childcare costs, high university tuition fees, and the challenges of saving for a first home. Castle Trust research shows that around two out of five parents with children aged under 18 save regularly, putting away £54 a month on average. However another 29% save but don’t manage to save regularly, while 21% do not save at all. If you are among the 13% saving for your child’s first home, Castle Trust offers the opportunity for house price returns tax free through an ISA or Junior ISA, whether you also want an income or just want to maximise growth.