Protect Yourself: Understanding Car Insurance

PROTECT YOURSELF UNDERSTANDING CAR INSURANCE THE IMPORTANCE OF CAR INSURANCE PROTECTING YOUR INVESTMENT Auto insurance protects you and your car from damages FINANCIAL PLANNING Insurance helps you pay for repairs after collisions Car insurance may help pay for medical bills after an accident PROTECTION FROM OTHERS Other drivers may not be as careful as you You may need insurance to help you after accidents with uninsured drivers IT'S THE LAW Penalties such as fines and license suspension may result if you don't have car insurance Minimum coverage in Florida: $10,000 personal injury protection $10,000 Most states, including Florida, require car insurance by law property damage liability HANDLING A CAR ACCIDENT SAFETY FIRST Check yourself for injuries Call an ambulance if necessary Move cars out of the way if it's a minor accident EXCHANGE INFORMATION Get the following from all involved drivers: Name Address Phone number Insurance company Policy number Driver's license number License plate number Write down a brief description of the accident TAKE PHOTOGRAPHS Use your camera phone to document damage on both vehicles Take a photo that captures the position of the vehicles relative to each other CALL THE POLICE Filing an accident report will help with the insurance claims process Do not admit fault to the police or any other drivers CALL YOUR INSURANCE AGENT Your agent knows the details of your policy Insurance coverage can help cover the costs of repair, replacement, and more Your agent will be able to start the claims process immediately INFOGRAPHIC PROVIDED BY Super Kar yann INSURA NCE & TAXES www.superinsuranceorlando.com Sourçes: http://www.flhsmv.gov/ddl/frfaqen.html http:/ersonalinsure.adourcomety/what-to-do-after-a-car-accident.html http://auto.howstuffworks.com/buying-selling/car-insurance2.htm