Pet Insurance Comparison

SOMPARE Pet nsURANce POLICIES When deciding to purchase a pet insurance policy for your pet, it is important to compare pet insurance companies and policies so that you can make an educated decision about which options will best fit your needs and budget. Below is an overview comparison of basic- level pet insurance policies from four of the larger pet insurance companies. ASPCA trwpanion PETS BEST INSURANCE VPI PET insurance Policy Name Basic Standard Policy Standard Policy Level 1 NO None because Lifetime Maximum $42,500 Unlimited 12 month plan NO YES Annual Maximum $8,000 Unlimited Per Incident Maximum YES $2,500 $2,500 Unlimited $100, $250, or $500 (per incident) Deductible Determined Determined $100 (annual) (annual or incidental) by pet owner by pet owner 80%/ 20% based on usual and customary fees 80%/ 20% based on actual veterinary fees 90%/ 10% based on actual veterinary fees 90%/ 10% based on benefit schedule Coverage/ Co-Pay Reimbursement Window 5 to 10 business days 1 to 7 days 10 to 14 days Within 30 days Canine/ Feline/ Avian/ Exotics Species Covered Canine/ Feline Canine/ Feline Canine/ Feline Coverage for Hereditary Conditions YES YES (when enrolled before age 2) Coverage for Congenital Conditions NO YES NO Coverage for Wellness Care Optional for additional fee Optional for additional fee Optional for additional fee 8 weeks up to 12 or 14 years of age Can cover older pets on accident only 7 weeks up to any age 8 weeks up to 14 years of age 6 weeks up to 10 years. No age limit for injury plan Age Eligiblity Increase in Premium for Filing Claims NO Increase in Premium for Pet Aging YES ES YES Multiple Pet Discounts YES YES YES Company Tenure Founded 1980 Founded 1997 Founded 2005 Founded 1998 YES YES YES NO Member of NAPHIA ААНА Ассерted NO YES YES Your PetHealth More detailed information to compare pet insurance companies and policies can be assessed at www.petinsurancereview.com SOMPARE Pet nsURANce POLICIES When deciding to purchase a pet insurance policy for your pet, it is important to compare pet insurance companies and policies so that you can make an educated decision about which options will best fit your needs and budget. Below is an overview comparison of basic- level pet insurance policies from four of the larger pet insurance companies. ASPCA trwpanion PETS BEST INSURANCE VPI PET insurance Policy Name Basic Standard Policy Standard Policy Level 1 NO None because Lifetime Maximum $42,500 Unlimited 12 month plan NO YES Annual Maximum $8,000 Unlimited Per Incident Maximum YES $2,500 $2,500 Unlimited $100, $250, or $500 (per incident) Deductible Determined Determined $100 (annual) (annual or incidental) by pet owner by pet owner 80%/ 20% based on usual and customary fees 80%/ 20% based on actual veterinary fees 90%/ 10% based on actual veterinary fees 90%/ 10% based on benefit schedule Coverage/ Co-Pay Reimbursement Window 5 to 10 business days 1 to 7 days 10 to 14 days Within 30 days Canine/ Feline/ Avian/ Exotics Species Covered Canine/ Feline Canine/ Feline Canine/ Feline Coverage for Hereditary Conditions YES YES (when enrolled before age 2) Coverage for Congenital Conditions NO YES NO Coverage for Wellness Care Optional for additional fee Optional for additional fee Optional for additional fee 8 weeks up to 12 or 14 years of age Can cover older pets on accident only 7 weeks up to any age 8 weeks up to 14 years of age 6 weeks up to 10 years. No age limit for injury plan Age Eligiblity Increase in Premium for Filing Claims NO Increase in Premium for Pet Aging YES ES YES Multiple Pet Discounts YES YES YES Company Tenure Founded 1980 Founded 1997 Founded 2005 Founded 1998 YES YES YES NO Member of NAPHIA ААНА Ассерted NO YES YES Your PetHealth More detailed information to compare pet insurance companies and policies can be assessed at www.petinsurancereview.com SOMPARE Pet nsURANce POLICIES When deciding to purchase a pet insurance policy for your pet, it is important to compare pet insurance companies and policies so that you can make an educated decision about which options will best fit your needs and budget. Below is an overview comparison of basic- level pet insurance policies from four of the larger pet insurance companies. ASPCA trwpanion PETS BEST INSURANCE VPI PET insurance Policy Name Basic Standard Policy Standard Policy Level 1 NO None because Lifetime Maximum $42,500 Unlimited 12 month plan NO YES Annual Maximum $8,000 Unlimited Per Incident Maximum YES $2,500 $2,500 Unlimited $100, $250, or $500 (per incident) Deductible Determined Determined $100 (annual) (annual or incidental) by pet owner by pet owner 80%/ 20% based on usual and customary fees 80%/ 20% based on actual veterinary fees 90%/ 10% based on actual veterinary fees 90%/ 10% based on benefit schedule Coverage/ Co-Pay Reimbursement Window 5 to 10 business days 1 to 7 days 10 to 14 days Within 30 days Canine/ Feline/ Avian/ Exotics Species Covered Canine/ Feline Canine/ Feline Canine/ Feline Coverage for Hereditary Conditions YES YES (when enrolled before age 2) Coverage for Congenital Conditions NO YES NO Coverage for Wellness Care Optional for additional fee Optional for additional fee Optional for additional fee 8 weeks up to 12 or 14 years of age Can cover older pets on accident only 7 weeks up to any age 8 weeks up to 14 years of age 6 weeks up to 10 years. No age limit for injury plan Age Eligiblity Increase in Premium for Filing Claims NO Increase in Premium for Pet Aging YES ES YES Multiple Pet Discounts YES YES YES Company Tenure Founded 1980 Founded 1997 Founded 2005 Founded 1998 YES YES YES NO Member of NAPHIA ААНА Ассерted NO YES YES Your PetHealth More detailed information to compare pet insurance companies and policies can be assessed at www.petinsurancereview.com SOMPARE Pet nsURANce POLICIES When deciding to purchase a pet insurance policy for your pet, it is important to compare pet insurance companies and policies so that you can make an educated decision about which options will best fit your needs and budget. Below is an overview comparison of basic- level pet insurance policies from four of the larger pet insurance companies. ASPCA trwpanion PETS BEST INSURANCE VPI PET insurance Policy Name Basic Standard Policy Standard Policy Level 1 NO None because Lifetime Maximum $42,500 Unlimited 12 month plan NO YES Annual Maximum $8,000 Unlimited Per Incident Maximum YES $2,500 $2,500 Unlimited $100, $250, or $500 (per incident) Deductible Determined Determined $100 (annual) (annual or incidental) by pet owner by pet owner 80%/ 20% based on usual and customary fees 80%/ 20% based on actual veterinary fees 90%/ 10% based on actual veterinary fees 90%/ 10% based on benefit schedule Coverage/ Co-Pay Reimbursement Window 5 to 10 business days 1 to 7 days 10 to 14 days Within 30 days Canine/ Feline/ Avian/ Exotics Species Covered Canine/ Feline Canine/ Feline Canine/ Feline Coverage for Hereditary Conditions YES YES (when enrolled before age 2) Coverage for Congenital Conditions NO YES NO Coverage for Wellness Care Optional for additional fee Optional for additional fee Optional for additional fee 8 weeks up to 12 or 14 years of age Can cover older pets on accident only 7 weeks up to any age 8 weeks up to 14 years of age 6 weeks up to 10 years. No age limit for injury plan Age Eligiblity Increase in Premium for Filing Claims NO Increase in Premium for Pet Aging YES ES YES Multiple Pet Discounts YES YES YES Company Tenure Founded 1980 Founded 1997 Founded 2005 Founded 1998 YES YES YES NO Member of NAPHIA ААНА Ассерted NO YES YES Your PetHealth More detailed information to compare pet insurance companies and policies can be assessed at www.petinsurancereview.com SOMPARE Pet nsURANce POLICIES When deciding to purchase a pet insurance policy for your pet, it is important to compare pet insurance companies and policies so that you can make an educated decision about which options will best fit your needs and budget. Below is an overview comparison of basic- level pet insurance policies from four of the larger pet insurance companies. ASPCA trwpanion PETS BEST INSURANCE VPI PET insurance Policy Name Basic Standard Policy Standard Policy Level 1 NO None because Lifetime Maximum $42,500 Unlimited 12 month plan NO YES Annual Maximum $8,000 Unlimited Per Incident Maximum YES $2,500 $2,500 Unlimited $100, $250, or $500 (per incident) Deductible Determined Determined $100 (annual) (annual or incidental) by pet owner by pet owner 80%/ 20% based on usual and customary fees 80%/ 20% based on actual veterinary fees 90%/ 10% based on actual veterinary fees 90%/ 10% based on benefit schedule Coverage/ Co-Pay Reimbursement Window 5 to 10 business days 1 to 7 days 10 to 14 days Within 30 days Canine/ Feline/ Avian/ Exotics Species Covered Canine/ Feline Canine/ Feline Canine/ Feline Coverage for Hereditary Conditions YES YES (when enrolled before age 2) Coverage for Congenital Conditions NO YES NO Coverage for Wellness Care Optional for additional fee Optional for additional fee Optional for additional fee 8 weeks up to 12 or 14 years of age Can cover older pets on accident only 7 weeks up to any age 8 weeks up to 14 years of age 6 weeks up to 10 years. No age limit for injury plan Age Eligiblity Increase in Premium for Filing Claims NO Increase in Premium for Pet Aging YES ES YES Multiple Pet Discounts YES YES YES Company Tenure Founded 1980 Founded 1997 Founded 2005 Founded 1998 YES YES YES NO Member of NAPHIA ААНА Ассерted NO YES YES Your PetHealth More detailed information to compare pet insurance companies and policies can be assessed at www.petinsurancereview.com