Transcribed
The Outlook on U.S. Credit
U.S. CREDIT OUTLOOK Brighter Lender Sentiment 2010 2013 - Percentage of lenders who expect a rise in mortgage delinquencies Percentage of lenders who expect a rise in mortgage delinquencies 53% 0/% 12% Percentage of lenders who expect a rise in small business loan delinquencies Percentage of lenders who expect a rise in small business loan delinquencies 48% 23% Percentage of lenders who expect a rise in credit extended to consumers Percentage of lenders who expect a rise in credit extended to consumers 27% 56% Source: FICO and PRMIA quarterly survey of bank risk officers conducted June 2010 and June 2013
The Outlook on U.S. Credit
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Banker Sentiment Up, Credit Gap Down: U.S. bank risk professionals expect something of an equilibrium in the consumer “credit gap” – 60% expect the amount of credit requested by consumers and th...
e amount of credit extended by lenders to increase over the next six months. It's the first time expectations for the growth of credit demand did not exceed those for the growth of credit supply. Read the complete report here: http://bankinganalyticsblog.fico.com/2013/07/banker-sentiment-up-credit-gap-down.html
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