Credit cards have been putting irresponsible college kids in debt since the late 1800s. The plastic card we know today didn’t really take off until the 1950s and now more than 177 million Americans have at least one credit card in their wallet. Fortunately, if you use your credit cards correctly, they can benefit you in the future when you need to get a home or student loan. This infographic helps you navigate the confusing thing known as the American credit card.