Mortgage Checklist

MORTGAGE CHECKLIST Evidence of income: Write down what you will spend on: Payslips (up to six months) Lending secured on your house Council tax on new home Overtime, bonus payments and other allowances Buildings and content insurance Utility bills Any ground rent or service charges Unsecured loans, Bank statements credit cards and hire (up to six months) purchase agreements Housekeeping, including food Essential travel (to school or work) TV and broadband Other income such as Child maintenance payments Telephone maternity pay Entertainment Childcare costs (cinema, restaurants) Retirement income Tax credits Mortgage applications will be lengthier and more detailed as of April 26 2014 Make sure you're prepared or state benefits Investments/ rental property Advice worth following the Money Advice Service moneyadviceservice.org.uk