The Impact of ACA Market Reforms Without a Mandate

The Link AHIP THE MANDATE & MARKET REFORMS Studies from independent experts-the Congressional Budget Office (CBO), Center for American Progress (CAP), Urban Institute, Lewin Group, and RAND Corporation-have examined the impact of severing the individual mandate but retaining the ACA market reforms. While the studies differ on the magnitude of the impact of severing the mandate, they all find that doing so would result in a dramatic rise in the uninsured population and increases in health insurance premiums compared to health reform with a mandate. LEWIN URBAN SOURCES » CAP Сво RAND GROUP INSTITUTE Increase in the Uninsured = 1 MILLION 24 M 16 M 7.8 M 15.8 M 12.5 M Drop in Employer Sponsored Insurance = 1 MILLION 15 M 4 M 2.1 M 5.1 M 2.5 M Impact on Private Health Insurance Premiums 40% 15% 12.6% 10% 2.4% @AHIPCoverage #thelink Design AHIP-AII Rights Reserved AHIP 2012