How Will Healthcare Reform Affect Me?

How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014 How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014 How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014 How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014 How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014 How will health care r rm affect ME? Are you American Indian Do you currently have insurance? Who are you have NO YES or insured by? religious objections to health care? YES You are exempt from purchasing insurance. On Your Own Medicaid NO Employer Parents You must purchase insurance by 2014. Do you plan to do so? You will face a penalty of $95 or 1% of income (whichever is higher) in 2014. By 2016 the fine will be $695. won't pay over $2,085. You can keep your plan or buy coverage though public 2014. Families making more than $250,000 will pay higher taxes. NO You can remain on your parents' health insurance until you are 26 years old. exchanges in Families YES You the stay program. States will be to You can keep you current plan if you like it. Or you can purchase insurance through Exchanges. can on Are you under 30 years old? You can opt to buy a policy that only pays for catastrophic medical you insurance from public exchanges. YES required maintain current eligibility levels for adults until 2014 and costs. Or can purchase Public NO for children until 2019. Are you in a high-risk pool? (Do you have a preexisting condition?) Is your household income below 133% of the poverty level? (about $29,327 for a family of four) PUBLIC EXCHANGES Federally regulated market places in each state. Insurance Companies: NO, YES, INO - Cannot set annual limits on coverage - Cannot cancel policy holders who get sick. YES You will be eligible to for subsidized coverage through a new risk insurance program if you cannot get insurance due to a preexisting medical condition. In 2014 it will be illegal for insurance companies to deny you coverage for preexisting conditions. You can buy insurance Cannot deny coverage because of a person's medical condition - Cannot charge higher premiums because of a person's sex or health status. All new plans have to offer a minimum package of benefits. - Cannot charge you a co-pay for checkups You can now qualify for Medicaid. through a public exchange. SPONSORED BY THE NOTRE DAME COLLEGE DEMOCRATS source: http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html Within 6 Months By 2014