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Gift Cards - The Gift That Gives Back

GIFT CARDS THE GIFT THAT GIVES BACK Gift cards are well-established as the No.1 gift choice for holidays, but many also offer everyday incentives for the giver. When you use them like cash to pay for groceries, gas, coffee and clothing, you can take advantage of discounts and bonuses. HOW THEY CAN HELP YOU: $$$ FUEL DISCOUNTS STORE DISCOUNTS Rack up enough points at some groceries/retail chains by buying your gift cards there and you can save up to $1 a gallon at the pump. Retailers/restaurants may offer a discount when you buy gift cards, especially around holidays. Buying five $100 gift cards at a 20% discount means the fifth one is free. BULK BUYING DISCOUNTS HELP FOR NON-PROFITS Businesses buying them for employees, for instance, may get a deal. More than half of U.S. businesses use gift cards for incentives or recognition purposes." Try giftcardmall.com for your next gift. Some organizations sell gift cards to schools and other non-profits at a discount and the non-profits sell them at face value to raise funds. Buying these cards and spending them like cash at groceries, restaurants, cleaners and drug stores effortlessly supports your favorite non-profit while you pay for everyday needs. OTHER REASONS TO BUY GIFT CARDS: 1. YOUR FRIENDS AND FAMILY LOVE THEM! 73% of recipients prefer to receive a gift card from one of their favorite stores than a gift selected for him/her. 73% 2. THEY'RE SAFE A federal law called the Credit CARD Act, which also covers gift cards, made sure of that in 2010. What the law means for your gift card: JAN 2013 2014 2015 2016 2017 7/23/14 Inactivity fees can be charged only after a Money on a card cannot expire for at least five years from purchase, or from the last date money was loaded. Expiration date and fees must be clearly disclosed on the card or packaging. card hasn't been used for at least one year, and you can be charged only once a month. 3. YOU CAN TRADE THEM You or the recipient can trade them if you don't use them. Sell one, buy one, trade one: Online gift card swap sites buy unwanted gift cards and sell them to buyers at a discount. A leading site, cardpool.com lets you swap out unused cards for cash or for other cards. 4. THEY MAKE LIFE EASIER You can order them online, pick one up at a store, store them in your phone, text them to a friend. wallet go GoWallet makes it easier to spend, share and keep gift cards secure so you don't have to worry about losing your cards or leaving them at home when you are ready to spend them. www.gowallet.com 1. http://www.usegiftcertificates.org/displaycommon.cfm?an=1&subarticlenbr=115 2. US Tracker 2013 Gift Card Survey 3. http://www.consumer.ftc.gov/articles/0182-gift-cards.

Gift Cards - The Gift That Gives Back

shared by gabrielcarrejo on Jul 24
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Gift cards are for more than just giving. The savvy shopper uses them to save and manage their budget.

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