As a result of Dodd-Frank, passed in 2010, free checking has essentially disappeared at big banks. A free checking account can only officially be defined as such if a bank “does not charge a mainten...
ance or activity fee,” however consumers can still find effectively free checking either by waiving requirements or banking with a credit union or internet bank. NerdWallet helps consumers sift through the confusion to help determine where to find free checking.
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