Credit Card Statements

D00 08 Credit Cards AN EXPRESS TINUM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million рь20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001 D00 08 Credit Cards AN EXPRESS TINUM AM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households - AR judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million Ob20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001 D00 08 Credit Cards AN EXPRESS TINUM AM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households - AR judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million Ob20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001 D00 08 Credit Cards AN EXPRESS TINUM AM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households - AR judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million Ob20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001 D00 08 Credit Cards AN EXPRESS TINUM AM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households - AR judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million Ob20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001 D00 08 Credit Cards AN EXPRESS TINUM AM 82 What We Don't Want to RT SCHUHA See on Our Statement $165 $150 Top 10 U.S. Credit Card Issuers (billions) PRESS S102 S78 $55 $30 $48 7654 $26 $20 $12 U.S. Bank Capital One Chase Citi AMEX Bank of America Discover Wells HSBC USAA VISA Fargo Savings Credit Card Glossary: Terms To Know When You're In Debt 7899 Average credit card debt per household with credit card debt: Default Collection To default is to fail to make a In the credit world, collection is an payment on a debt by the due date. effort by a collections department or 080 agency to get a past-due debt $16,007 Default APR LO DATEs00 repaid. P0/00-00 SCHUMAN 3.5 If you are late in making Average number of credit cards held by cardholders Finance charge payments, your standard APR may increase to a default APR. Also A finance charge is the total cost of borrowing, including interest and MasterCe called penalty rate. fees, expressed in a dollar amount. onee Nondischargeable debt Time-barred debt Approximate number of cardholders: Time-barred debt is a particular type A nondischargeable debt is a debt that cannot be cleared away- the IP Economy of old, unpaid debt. Every state has a 164 million in legal terms, "discharged"- statute of limitations that limits how 54 Million 3 21 after filing for bankruptcy. long a creditor can get a court households - AR judgment forcing payment. 05 Universal default freedom Universal default is a common practice Total U.S. among credit card issuers that allows consumer debt: them to increase cardholders' interest 1234 5678E 1012 345 MasterCard rates for any change in risk profile with $2.46 trillion any lender. OH SMITe Total credit cards Wage garnishment in circulation in U.S Zombie debt Wage garnishment is a 576 million Ob20 Zombie debt is old credit card and court-ordered technique of debt collection in which a debtor's Average APR on new card offer: other debts that are beyond the statute of limitations, so a debt paycheck is deducted a set amount 14.45% collector cannot successfully use and paid to a creditor or a court the courts to collect them. until the debt is paid in full. VIS onomy US Credit card transactions -.3% -6% MasterCard -2% VISA -7.4% MERICAN DUCOVER 56 789 in 2009 Ma Profits or Losses at Top 10 U.S. Credit Card Issuers in 2008 (millions) conomy $1,000 $990 $1,070 $850 $780 $520 $710 $520 Maste -$530 NA Chase USAA Bank of America AMEX Capital Discover Wells HSBC U.S. Bank One Fargo Savings RESS Citi Sources: CreditCards.com, FederalReserve.gov, Creditcards.com 012 PRO 00/00 00/0 CARDHOLDER NAME 543/21001