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The Consequences Of Being Uninsured: Could Not Having Health Insurance Cost You Everything?

The Consequences of Being Uninsured Could not having health insurance cost you everything? According to the U.S. Census Burcau, there are nearly 49 million uninsured pcople in the United States." As of 2012, 1.3 million uninsured Americans live herc in Pennsylvania. And though the individual mandate deadline is quickly approaching, many Pennsylvanians may still opt to be uninsured. Why? In 2011, 69% of uninsured adults reported that the cost of coverage was too high.' However, what may seem like it's saving you financially now may be hurting you in the long run. Here's how: Starting January 1, 2014, most uninsured Americans will incur a penalty. Are you one illness or injury away from bankruptcy? Health insurance puts limits on the amount of out-of-pocket charges you are responsible for. Without covcrage, you will be responsible for 100% of your medical costs. FACTS: Medical Debt & The Uninsured Estimated Americans filed 1.8 million for bankruptey in 2012 60% Fling for banlaruptcy reported that medical bills play a major role Half of families with income at 400% of the federal poverty level (FPL) ($89,400/year for a family of four in 2011) have financial assets below $4,100 8 million uninsured Americans on average, are hospitalized every year and 58% of these hospital stays result in medical bills RATER>$10,000 THAN Do you skip doctor check-ups because you don't have insurance? Uninsured adults are less likely to seek routine care and therefore more likely to be unaware of any medical issues that could impact their health. Catching a problem before it becomes more serious is critical to your future well-being. FACTS: Health & The Uninsured The uninsured are less likely than those with insurance to receive services for major health conditions including traumatic injuries, heart attacks, pregnancy, and chronic diseases Uninsured cancer patients are nearly twice as likely to die within five years as insured patients Among non-elderly adults, the lack of health insurance is the sixth The uninsured are more likely to develop a disability over time leading cause of death in America Is the ER the only place you feel you can go for care? While it's true that hospitals must accept all emergency room patients regardless of their coverage status, being uninsured affects the access you have to other services. Those with health coverage will have a network of doctors and specialists to chose from, while those without will have more limited options. FACTS: Options For Care & The Uninsured |$1,833 Nearly The average charge for a trip to the Uninsured adults were 7.4 % Of the uninsured population made Uninsured families 45,000 Deaths per year in the United States are linked to lack of coverage are only able to afford pproximately 12% of hospital stays they may experience more likely than those with private health insurance or a public health plan to visit the emergency room" emergency room costs 40% higher than the average American's monthly rent ($871) 12 visits to an ER Headache $1,210". The emergency room can Back cost you big. $871" Here are the most common reasons people visit the ER & the average cost of treatment per ailment. Kidney Stones $3,437" Sprain/Strain $1,051" GEISINGER HEALTH PLAN Making health care reform work for you Sources: [1] http://www.reuters.com/article/2013/05/14/us-usa-healthcare-uninsured-idUSBRE94DI6V20130514 [2] http://www.pennlive.com/midstatelinder sf/2013/05/laxchange_corbett_obama_afforda.html [3] http://www.kaiseredu.org/Isaue-Modules/The-Uninaured/Background-Briefaspa [4] http://money.man.com/saving-money-tips/post.aspripost-B465bel6-263e-4Se0-947b-0a76lecceb3a; [3] http://www.cnn.com/2009/HEALTH/06/OS/bankruptcy.medical.bills/ 6) http://www.hhsgow/newa/ pres/2001 1 pres/05/20110510a.html 71 http://www.afhh.org/chilar/chil ar_disparities.htm [8] http://www.pbs.crg/pow/criticalcondition/background. php 19) http://news.harvard.edu/gazettelstory/2009/09/new-study-finds-รก5000-deaths-annually-linked-to-lack-of-bealth-coveragel [10] http://www.nytimes.com/2010/0B/17/health/17stats. htmliadannl-1&adxnniz-1368803019-vMGwuaDKnQeODJqIPULDSA [1i] hrtp://www.cdc.gov/nchs/data/nhislearlyrelease/emergency_room_use_january-june_2011.pdf [12] http://www.washingtonpost.com/blogs/wonkblog/wp/2013/03/02/an-average-er-visit-costs-more-than-an-average-months-rent [13] http://www.plosone.org/article/ info%JAdai%2F1 0.1371%2Fjournal.pone.0055491

The Consequences Of Being Uninsured: Could Not Having Health Insurance Cost You Everything?

shared by GeisingerHealthPlan on Aug 05
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Could not having health insurance cost you everything? There are nearly 49 million people who are uninsured in the US and as of 2012, 1.3 million live here in Pennsylvania. Why? Many Pennsylvanians...

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