Christmas insurance claims infographic

Thieves, Fires & Floods - Surprising Stats on Christmas Insurance Claims Insurance claims happen year round, but accidents during the Christmas period can cause real problems. With all those extra gifts and food around, insurance claims can significantly higher than normal. Plus, festive factors such as increased use of =80k be According to The Royal Society for the Prevention of Accidents, (ROSPA), around 80,000 people suffer accidents and injuries in their homes during the Christmas holidays every year. electricity & bad weather can up the likelihood of everything from house fires to burst pipes! Here we examine the statistics surrounding insurance claims made at Christmas. DEC 2010 BURST PIPES December 2010 AVERAGE CLAIM COST £680m Insurance Industry Total Bill +16% 103,000 Claims 2 COMPARED TO THE REST OF THE YEAR In 2010 insurers dealt with just over 10,000 burglary claims over the Christmas period, paying out £15 million.4 Christmas Home Insurance Claims Methodist Insurance break down their stats for festive home insurance claims: A Theft Property Damage Average Cost: 6% of Claims £ 1,072 All Risks 79% Average Cost: 13% of Claims £212 of Claims Travel Average Cost: Average Cost: £1,146 1% of Claims £407 Public Liability Average Cost: 1% of Claims £188 These claims can cause more damage than you might expect: Accidental Damage and Impact 36% of Claims Average Cost: £300 Weather, Storm & Flood 26% of Claims Average Cost: £1,821 15% of Claims Burst Pipes Average Cost: £624 9% of Claims Average Cost: £587 Fire 9% of Claims Malicious Damage and Crime Average Cost: £362 5% of Claims Subsidence Average Cost: £8,381 <1% of Claims Average Cost: £1,689 Explosions 36% of claims are for accidental damage - people commonly claim for: 9%/ 17% 21% 9% 9% Carpets and Flooring Gadgets, HiFi and TV Glasses and Contact Lenses Roof Doors and Windows МЕТНODIST INSURANCE 1. httpo//www.morethan.com/Pages/Products/Home/ChristmasSafetyTips.aspx 2. http://www.npainsurancebroking.com/winter-rules 3. http://www..policyexpert.co.ukblogicommon-insurance-claims-in-the-new-year 4. httpol/www.abi.org.uk/MediaReleases/2011/12/AILLwant for Christmas are For the purpose of this analysis the Christmas period is defined as the 14 days from 20th December to 2nd January. www.methodistinsurance.co.uk Thieves, Fires & Floods - Surprising Stats on Christmas Insurance Claims Insurance claims happen year round, but accidents during the Christmas period can cause real problems. With all those extra gifts and food around, insurance claims can significantly higher than normal. Plus, festive factors such as increased use of =80k be According to The Royal Society for the Prevention of Accidents, (ROSPA), around 80,000 people suffer accidents and injuries in their homes during the Christmas holidays every year. electricity & bad weather can up the likelihood of everything from house fires to burst pipes! Here we examine the statistics surrounding insurance claims made at Christmas. DEC 2010 BURST PIPES December 2010 AVERAGE CLAIM COST £680m Insurance Industry Total Bill +16% 103,000 Claims 2 COMPARED TO THE REST OF THE YEAR In 2010 insurers dealt with just over 10,000 burglary claims over the Christmas period, paying out £15 million.4 Christmas Home Insurance Claims Methodist Insurance break down their stats for festive home insurance claims: A Theft Property Damage Average Cost: 6% of Claims £ 1,072 All Risks 79% Average Cost: 13% of Claims £212 of Claims Travel Average Cost: Average Cost: £1,146 1% of Claims £407 Public Liability Average Cost: 1% of Claims £188 These claims can cause more damage than you might expect: Accidental Damage and Impact 36% of Claims Average Cost: £300 Weather, Storm & Flood 26% of Claims Average Cost: £1,821 15% of Claims Burst Pipes Average Cost: £624 9% of Claims Average Cost: £587 Fire 9% of Claims Malicious Damage and Crime Average Cost: £362 5% of Claims Subsidence Average Cost: £8,381 <1% of Claims Average Cost: £1,689 Explosions 36% of claims are for accidental damage - people commonly claim for: 9%/ 17% 21% 9% 9% Carpets and Flooring Gadgets, HiFi and TV Glasses and Contact Lenses Roof Doors and Windows МЕТНODIST INSURANCE 1. httpo//www.morethan.com/Pages/Products/Home/ChristmasSafetyTips.aspx 2. http://www.npainsurancebroking.com/winter-rules 3. http://www..policyexpert.co.ukblogicommon-insurance-claims-in-the-new-year 4. httpol/www.abi.org.uk/MediaReleases/2011/12/AILLwant for Christmas are For the purpose of this analysis the Christmas period is defined as the 14 days from 20th December to 2nd January. www.methodistinsurance.co.uk