Cash Back Rewards Credit Cards

A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work A look at Cash Back Reward Credit Cards in Canada CA$F is KING For Reward Credit Cards Credit Cards 72M in Canada 58% Which Reward Floats of Canadians your Boat? have a rewards credit card'. 33% GIFT CARDS + 27% MERCHANDISE TRAVEL CASH 23% REWARDS How Much Cash could a Canadian Earn a Year? Average Household Family Single $562 $801 $303 Based on average Canadian household spending patterns and using the MBNA Smart Cash Credit Card for all credit card purchases“. $4.58B could be earned yearly if Canadians put all of their credit card purchases on a Smart Cash MasterCard. $267B UP TO 5% CASH BACK REWARDS ON GAS Canadians cite the price of gas as the second most important issue facing Canadians'. Every bit counts! The MBNA Smart Cash gives you up to 5% cash back on gas. Learn More > Canadians spend on their credit cards annually'. ARE ALL REWARDS CREATED EQUAL? CASH VS. TOASTER (ŠAMPLE REWARD) $2534 $3,067 I12.5 SAVINGS ACCOUNT SAVE ON MORTGAGE FREE LATTES in 5 yrs' interest in 5 yrs every year" Toaster at Work 80% of travel rewards card holders get frustrated when booking their travel rewards". 70% of Canadians who collect points are confused by the calculations". of Canadians have 70% never redeemed their travel reward points“. Canadians find it easier to understand value when programs are calculated in dollars instead of points". ALL EXAMPLES WERE CALCULATED USING THE.. MBNA Smart Cash MasterCard 5% mbna Smart Cash Back Rewards for the first 6 months on gas and groceries, 3% afterwards, and 1% on everything else. Vie 75a Cash १) No Annual Fee | 1.99% Balance Transfer | Cash Back Rewards on Virtually Every Purchase LEARN MORE > Sponsored By: mbna Created By: RateSupermarket.ca 1. Source: "Euromonitor International, January 2010", 2. Source: "Ipsos Reid Canada, July 2010", 3. Source: "Ipsos Reid Canada, July 2010", 4. Caleulated using the rewards schedule for the MBNA Smart Cash Credit Card and Canadian Household Spending Statisties obtained from "Spending Patters in Canada: 2009, Statisties Canada, 2009", 5. Source: "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 6. 6. Calculated using the rewards schedule for the MBNA Smart Cash Credit Card, referencing spending patterns from "Spending Patters in Canada: 2009, Statistics Canada, 2009", and extrapolated using data from "Canadians Struggling to Dig out of Debt, Toronto Star, 2009", 7. Source: "The Bensimon Byrne: Consumerology Report, The Impact of Macro Economic Trends, April 2008", 8. Calculated using the Average Canadian Household Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put annually into a savings account with a rate of 2.00%, 9. Calculated using the Average Canadian Houschold Annual Cash Back (see 6) and extrapolated for years two to five. Cash was put towards annual lump sum payments on a $250,000 mortgage, amortized over 25 years, at a rate of 3.52%, 10. Calculated using the Average Canadian Household Annual Cash Back (see 6). The price of a latte was assumed to be $5, 11. Source: "RBC Travel Rewards Poll, May 2011", 12. Source: "Rewards Canada", 13. Source: "Rewards Canada", 14. Source : "Ebay Canada" Cash at Work