The Best Retirement Cities for Your Money

WHAT LOCATION FITS YOUR RETIREMENT LIFESTYLE? Whether retirement is 10, 20, or 40 years away, the time to think about it is now. It's important for you to consider how and where you'll want to live so you know how much money you'll need to maintain the lifestyle you want. Now is the time to act. "OCEAN LOVERS" JACK & SANDY PLANNED RETIREMENT YEAR 2044 Jack and Sandy are from the upper midwest and enjoy having their family close by. But their ideal retirement location is near the ocean, leaving the snow and cold behind. LIFESTYLE PREFERENCES LOCATION HOUSING TRANSPORTATION Small City, Coast, Mid-sized Home Sedan Mild Weather with mortgage payment DINING TRAVEL "We'll treat ourselves a little" "We'll travel when we can" IDEAL RETIREMENT LOCATION OAKLAND I CALFORNIA CALIFORNIA FEPUBLIC Just across the Bay from San Francisco, this city of 400,740 has enjoyed an economic resurgence in recent years. It boasts the nation's highest concentration of artists per capita, with a wealth of theaters, museums and galleries to support them. JACK AND SANDY'S ESTIMATED MONTHLY EXPENSES ARE Mortgage: $10,949/mo Transportation: $1,141/mo Dining: $1,709/mo $20,286* Where do you want to retire? "THE GO-GETTERS" PLANNED RETIREMENT YEAR SETH & MARY 2034 Seth and Mary have actively planned their finances so they can the fruits of their labor in retirement. They plan to enjoy warm climate, far away from the bright lights of the big city. LIFESTYLE PREFERENCES LOCATION HOUSING TRANSPORTATION Rural, Countryside, Warm Weather Large Home without mortgage payment SUV DINING TRAVEL "We'll live it up" "We'll travel when we can" IDEAL RETIREMENT LOCATION BROWNSVILLE I TEXAS At the southern tip of Texas, "The Green City" is home to 180,097 area. A gateway to South Padre Island, Brownsville is one of America's fastest-growing cities. It's also one of its most affordable. In 2011, Businessweek ranked it the nation's seventh "Cheapest Place to Live." SETH AND MARY'S ESTIMATED MONTHLY EXPENSES ARE $1,939* Mortgage: $5,908/mo Transportation: $1,092/mo Dining: $978/mo Where do you want to retire? "HIGH ON THE MOUNTAINS" HANNAH PLANNED RETIREMENT YEAR 2024 Hannah is looking forward to her next big adventure in life when she retires. She enjoys the big city lifestyle but wants to experience a change of scenery and seasons by living near the mountains. LIFESTYLE PREFERENCES LOCATION HOUSING TRANSPORTATION Big City, Mountains, Small Home Luxury car All Four Seasons with mortgage payment DINING TRAVEL "I'll treat ourselves a little" "I won't travel much" IDEAL RETIREMENT LOCATION COLORADO SPRINGS COLORADO A little over an hour south of Denver, this town of 416,000 is a popular stop for visitors who come to see Pikes Peak, the U.S. Air Force Academy and the U.S. Olympic Training Center. It was named the #1 big city on Money magazine's list of "Best Places to Live" in 2006. HANNAH'S ESTIMATED MONTHLY EXPENSES ARE Mortgage: $1,942/mo Transportation: $1,258/mo Dining: $736/mo $6,694* Where do you want to retire? Find out how much it will cost you to live in your ideal retirement city Prudential Bring Your Challenges *Cost is directly tied to the individual's lifestyle preferences. Cost estim ates include inflation and assume a two-person household. Disclaimer. The retirement locations and estimated retirement expenses generated by this tool are provided for informational purposes only, are based upon the information provided by you and by non-Prudential third parties, and are subject to change. This material is designed to provide general information regarding the subject matter covered. No guarantee of future expenses, or suitability of a particular retirement location, either express or implied, is being made. Prudential and its affiliates assume no liability for the accuracy of the information and data provided in this tool. You should carefully consider a variety of options, not all of which are included in this tool, when determining when and where you want to retire.