2016 The Ultimate Hard Money Guide

THE 600 ULTIMATE HARD MONEY GUIDE Managing Your Hard Money The Easy Way The tech disruption and fast-changing trends in modern finances can get overwhelming. You are easily intimidated by basic things, let alone the complexities of big purchases, retirement, or taxes that just add to the frustration. RIGHT NOW COULD BE THE BEST TIME TO START PLANNING YOUR FINANCES FOR 2016. GOOD NEWS! Thanks to economic conditions and a massive increase in the competition, private lenders are giving banks a run for their money. Let's know Hard Money a little more closely before you make any kind of financial move for 2016. Your hard money is like a bunch of fragile eggs that might break if handled the wrong way. DON'T LET THESE MYTHS ABOUT HARD MONEY HOLD YOU HOSTAGE. HARD MONEY IS THE LAST RESORT. If you're a seasoned investor yourself, you would know that hard money can help you boost your net worth drastically. With hard money, you can go through the slam dunk transactions, especially when they don't pass muster with the banks. So you don't have to be desperate to go for hard money lending. 2. TO AVAIL HARD MONEY, BREAK THE BANK. Those who think that hard money is very expensive haven't really researched well obviously. It's a simple number game called Return On Investment. If your goal is to earn huge profits through a 'buy n flip a property' transaction, then you must look at the bigger picture considering that time is money - a privilege that traditional lending doesn't offer. Most borrowers are able to find hard money at favorable terms and rates, HARD MONEY IS A TRAP. If you're one of those that think that your hard money lender is a loan shark who is really interested in only acquiring your property, then there is one suggestion - "Stop watch Hollywood movies!" In fact, foreclosure and acquisition is a lengthy and tedious process that hard money lenders want to avoid. 4. HARD MONEY IS STIFF. The trust is that hard money is fast & flexible. The lenders are, in fact, quite creative, and are willing to go out of the box to meet your specific requirements. HARD MONEY LENDERS DON'T COMPLETELY IGNORE YOUR CREDIT. Private lenders are more interested in your character than your credit. So don't worry if your FICO score is not really good. HARD MONEY OR TRADITIONAL LENDING ARE THIS OR THAT. The trust is that hard money is fast & flexible. The lenders are, in fact, quite creative, and are willing to go out of the box to meet your specific requirements. HARD MONEY IS HARD TO GET. It really depends upon who you are approaching. And usually, the private money lenders want to remove the barriers that prevail in the traditional loan structure so that you get your money quickly and easily. LEARN THE NEW LINGO FOR 2016 The financial services, or now called the 'fintech' industry had pre-tax profits of $281 Billion last year (Forbes Investing Editors), and the tech disruption is threatening every penny of it! IN 2016, GO BEYOND THE TRADITIONAL TERMS WHEN DISCUSSING FINANCES. EXPAND YOUR KNOWLEDGE WITH THESE: AutoOptimal iMoneyCenter RoboRetire Shark Tank Effect Say hello to your robomanagers, who would tell you whether and how much hard money you need,ensuring you are optimally invested In other words, your 'mobile.' Get used to applying for, receiving and paying hard money on-the-go with the turbocharged mobile technology. A robot will map out your entire retirement plan. Smart algorithms would accurately make decision on how much hard money should you consider attaining. This means that there will be a prolif- eration in the number of hard money lenders due to the liberalized laws. IMPORTANT THINGS TO REMEMBER WHEN AVAILING HARD MONEY IN 2016 Tis The Season Of Giving! So, here's a bagful of tips that may come handy when you go for a hard money loan in the new year: Before applying for a hard money loan, understand why is it the right lending system for you. It would help in reducing the risks and avoid issues that may po- Keep a control on your investment with hard money. With traditional loans, you have the limitation about the types of investments you can make. Expand your selection with hard money. Before approaching a hard money lender, check the years of experience under their belt. tentially wipe out your returns. 50/30/20 Apply Rule with your hard money the 50% of your hard money should go to the necessities 30% can be applied to discretionary 20% should be directly be a part of the savings spending HANSON CAPITAL GROUP Hanson Capital Group is an alternative lender specializing in collateral based, hard-money transactions within the real estate market located in the Valley of the Sun, Phoe- nix, Arizona. Established in 2008 by its founder Chris Hanson, Hanson Capital is responsible for over 200M in transactions since our opening and is quickly becoming a leader within the community for fast and convenient alternative lending practices. www.hansoncapitalgroup.com Infographic Designed By e-Intelligence.in