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13 Money-Saving Tips for 2013
Are you able to cut cable?
Start streaming & save $730 in the first year, that's 71% cheaper than cable.
$1,32 Year Cable vs. $301 Year Stream
Roku 2 XD = $79 One Year
RCA HDTV Antenna = $29 One Year
Hulu+ = $96 Year
Netflix = $96 Year
Save green on the cost of caffeine
Brew at home & save $946 per year. That's 91% cheaper than buying coffee.
$1,40 Year Buy vs. $94 Year Brew
It's always cool to carpool
Ride together & save $999 per year. That's 75% cheaper than driving.
Driving to work averages
Days = 22
Miles = 32
MPG = 20
Gas = $3.20
$1,344 Year Drive vs. $336 Year Carpool
Dry clean: Time to wean
Do it yourself & save $133 per year. That's 89% cheaper than dyr cleaning.
$150 Year Dry Cleaning vs $17 Year DIY
$17 at home dry cleaning product, 56 Garments
Have To forage to pay the mortgage?
Refinance & save up to $3,156 per year. That's 16% cheaper.
$300,000 Loan Amount $300,000
5% Interest Rate 3.5%
$1,610 Monthly Payment $1,347
$19,320 Year vs. $16,164 Year
Washing in hot is costing a lot
Wash cold & save $87 per year. That's 93% cheaper than washing hot.
$93.60 (.60 per load) Year Hot vs. Cold $6.24 (.04 per load) Year
3 Loads Year = 56 Loads Year
Does the gym leave your wallet slim?
Exercise at home & save $520 per year. That's 79% cheaper than the gym.
$660 Year Gym vs. $140 Year Home
Yoga Mat = $20 One Year
Yoga Blu Ray = $20 One Year
Yoga Ball = $25 One Year
Running Shoes = $75 One Year
Running = $0
Cost to smoke will leave you broke
Quit & save $708 per year. That's 66% cheaper than smoking.
$1,068 Year, $89 Month Smoke vs. $360 Year Quit
Send you electric bill downhill
Program your thermostat & save up to $180 per year. That's up to 10% cheaper.
Programmable Thermostat $75 One Year = $80 Government Estimated Energy Yearly Savings
Turn down thermostat 7-10 degrees for 8 hrs/day = 10% Year Savings
Is eating lunch costing a bunch?
Eat in & save $1,144 a year. That's 60% cheaper than eating out.
2.5 Women = $26 Year
4.5 Men = $46 Year
Avg 3.5 Men & Women = $37 Year
$1,924 Year Eating Out vs. $780 Year Pack
Stop being coddled by bottled water
Drink tap & save $205 per year. That's 91% cheaper than bottled.
$225 Year Bottles vs. $20 One Year Tap
167 bottle per person per year
A sure bet to consolidate debt
Interest savings can be up to $2,184 for a single year.
Average credit card debt per indebted household= $15,418
14.96% Avg APR
$346 Month vs. $154 Month
0% CC with 0% APR for months includes balance transfer
You will be fine without a landline
Go MagicJack & save $328 per year. That's 80% cheaper.
$34 Month vs. MagicJack $0 Month, $79 One Year
A savings total that will make you yodel
Total combined savings for the 13 money-saving tips
$11,244 It is never too late to start saving. We hope these money-saving tips help you to have a prosperous 2013!
13 Money-Saving Tips for 2013