10 Tips for Getting Cheap Car Insurance

TIPS FOR GETTING 10 CHEAP CAR INSURANCE BEFORE PURCHASING A VEHICLE, MAKE SURE YOU ARE ALWAYS COMPARISON SHOPPING INSURANCE POLICY Cars vary in quality and price. The only way to make sure you are getting a good deal is by shopping around and comparing cars. The more cars you look at, the better your chances of finding the perfect car at the best price. 2 ENSURE YOU RECEIVE ALL THE DISCOUNTS Sadly many insurers_do not give you all the discounts unless you ask. So no matter what quotes you receive, it's worth a telephone call to each to Multiple Policies Anti-Theft Devices Safety Features Full Payment Loyalty insurer check discounts are available and whether you qualify. what Discount PAY PARTICULAR ATTENTION TO 3 THE LOW MILEAGE DISCOUNT H195 $ MILEAGE The lower your annual mileage, the lower the annual premium rate. 4 CONSIDER MOVING HOUSE If you move closer to your work, this reduces your mileage. Moving to a zip code with lower premium rates is also a big saver. INVESTIGATE WHETHER IT'S WORTH ACCEPTING 5 A HIGHER DEDUCTIBLE 24 Getting comparative quotes tells you how much you can save but, before you accept, make sure you can afford to pay that amount of cash. Assume the worst, i.e. that you have two accidents close together. ENSURE THERE ARE NO GAPS IN THE COVER If you have a gap in your coverage for any reason - even just having your new policy start two days after your old óne expired - you could experience an 'increase in your annual premium. Continuous coverage saves you money. MAY MAY JUNE 311 30 Old policy New policy 7 MAINTAIN A POSITIVE CREDIT HISTORY AND SCORE Although it varies by state and by insurance company, many car insurance companies use your credit score to help determine your premium cost. People with poor credit histories will typically pay more than people with high credit scores. QUOTED RATES INSURANCE BUNDLE AS MUCH OF YOUR INSURANCE TOGETHER LIFE.. MEDICAL HOME. CAR. The more business you give one insurer, the lower the overall cost of insurance. WITH ONE COMPANY TRAVEL DISCOUNT 50%. REDUCE THE AMOUNT OF COVER If you have paid off your auto loan and the vehicle is older, you should consider insuring liability only. With a high deductible, it can be cheaper to throw a damaged old car away and buy another. 10 DRIVE SAFELY DRIVE SAFELY CUT RATE It goes without saying the longer you drive without an accident or a ticket, the lower your premium rate should fall. If it does not, change insurers. www.rightquotes.org CREDIT SCORE