10 STRATEGIES FOR FRUGALITY
& the case for being frugal.
Frugality is the art of being economically and ecologically sound regarding your footprint on the Earth. Being frugal is for those who value value.
10 Common strategies of frugality include:
1 REDUCE WASTE
Wait an extra day to buy bread by using the end-slices.
Always look for something you can turn off to save electricity.
Consolidate trips out to save time and money.
Recycle your cans and bottles!
2 CURB COSTLY HABITS
Skip the trendy gourmet coffee shop, at least reducing to half as often.
Make your coffee at home? Try the store brand instead!
Do you smoke? Don't!
3 SUPPRESS INSTANT GRATIFICATION
Save your money to buy something instead of paying interest on a credit card.
Cook something wholesome yourself instead of picking up something prepared.
Live in a studio apartment while you save money for a down payment on a house.
4 SEEK EFFICIENCY
Rinse dishes before putting them in the dish-washer so you can use a lighter wash cycle.
Inflate your car's tires properly to maximize fuel efficiency!
5 AVOID TRAPS!
Don't sign up for something that is "free" with your credit card, because you might be charged later without realizing it.
Avoid payday loans if you can, because the interest on these makes credit cards look like free money.
6 DEFY EXPENSIVE SOCIAL NORMS!
Does it keep you warm? Who cares if it's in fashion this season.
There are plenty of great dependable automobiles that aren't brand-new luxury cars.
You don't have to go out after work just because everyone else is going. Save that dough!
If you grow a garden, trade some of what you grow for some of what someone else grows.
If you're good at something, offer to pay with your services rather than with cash.
8 STAY INFORMED.
Know about economic factors that could have an impact on your money. For example, knowing that a drought can cause the price of meat to rise months later could help you know when to stock up on pork.
SAVE ECONOMIC INVEST
9 STAY DEBT FREE
Pay off any credit card charges you've accumulated.
Pay off your mortgage as fast as you can!
10 EMBRACE COST-FREE OPTIONS!
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Being frugal invariably leads to being healthier, as someone frugal would tend not to indulge in excess or consume unnecessary or unhealthy substances. Bring frugal may be different for everyone, however, depending on what your interests and values are.
You can find even more ways in your life to practice the noble art of frugality.
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